Home   Incorporate   Business Resources   Financial Assistance   Nonprofits   About SBDA



 Small Business Loans


The Small Business Administration ("SBA") has developed some streamlined procedures for new small and micro loans.  The SBA works with lenders to provide loans to small businesses. The agency doesnít lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnering lenders, community development organizations, and micro-lending institutions. The SBA reduces risk for lenders and makes it easier for them to access capital. That makes it easier for small businesses to get loans. Click here to learn more. 


Investment Capital

Find an investor for your business through a Small Business Investment Company (SBIC) licensed by the Small Business Administration (SBA).  An SBIC is a privately owned company thatís licensed and regulated by the SBA. SBICs invest in small businesses in the form of debt and equity. The SBA doesnít invest directly into small businesses, but it does provide funding to qualified SBICs with expertise in certain sectors or industries. Those SBICs then use their private funds, along with SBA-guaranteed funding, to invest in small businesses. To learn more, Click here.  


Disaster Loans

The SBA provides low interest disaster loans to homeowners, renters, businesses of all sizes and private, nonprofit organizations to repair or replace real estate, personal property, machinery & equipment, inventory and business assets that have been damaged or destroyed in a declared disaster.

SBA now offers you the option of filing your home and business disaster loan applications through the Electronic Loan Application online. To learn more, click here.

* SBDA is a trade mark of Small Business Development Associates, registered with the U.S. Patent and Trademark Office, all rights reserved.  Copyright laws allow you to download and copy portions of the content or graphics for  personal use; however, please obtain our written permission before distributing any of the contents or graphics or using them for commercial purposes.
Last modified: May 01, 2024 .